|-I'd stick with Win95, it's all setup with pen services and correct drivers and works fine.|
-To load software: use a parallel port zip or cd drive, PCMCIA cd drive (controller on Panasonic PCMCIA sound cards), load from a network shared CD drive over ethernet or direct cable connect.
-24MB RAM is plenty for Win95 and light surfing or office apps (for me anyways). I don't do any heavy multi-tasking though, no more than Opera, ICQ, and Word/Excel open at the same time. Win98 may like more RAM, don't know, haven't tried it.
-I am using some cheap LeArtery wireless cards from justdeals.com (were $50, they are gone now I think) and they were no problem to install.
That's just my two cents, there are of course other legitimate opinions. Good luck!