Here's a tip I picked up somewhere... Apparently Windows 98SE (and 98 possibly?) start using virtual memory before you've run out of physical memory. This might be more efficient on higher-memory computers, but for low memory, the old way seems better. I've used this on 2 other machines besides a websurfer, and it seems to speed things up.
Basically, this involves adding a line to the [386Enh] section of the System.INI file, using a text editor...
After [386Enh] add the following:
It should speed things up some... Hope this helps!